AI-Powered Credit Fulfillment Platform
Micro-SaaS
AI-powered platform that helps small business owners build credit, guided by AI at every step
Published on
May 2, 2026
$14,500
Asking Price
Main Metrics
$2,287
ARR
3
Customers
2019
Launched
$50,000
Asking Price
Already Sold
Main Metrics
$2,287
ARR
3
Customers
2019
Launched
Overview
<p><b>Startup description</b></p><p>My platform is an established fintech brand launched in 2019 that evolved from the small business funding space into an AI-powered credit fulfillment platform. The platform is built to manage the business credit journey from initial analysis to tradeline reporting, card acquisition, and funding readiness. It includes a branded website, analyzer, client-facing portal, internal admin infrastructure, and AI-guided workflow system. This is being offered as an asset sale and is best suited for a strategic buyer, operator, agency, fintech founder, or company already serving small business owners that wants a ready-made platform instead of building from scratch.</p><p><b>Team</b></p><p>Founder-led and lean. The business is not dependent on a large internal team and can be operated by a buyer with a small team or integrated into an existing company.</p><p><b>Tech Stack</b></p><p>Next.js, TypeScript, Tailwind CSS, Supabase, Stripe, Vercel, Resend, Cloudflare, Turnstile, Custom AI workflow integrations.</p><p><b>Return on investment</b></p><p>The ROI case is based on acquiring an established brand, custom-built software, active paying clients, recurring monthly revenue, operating data, and a lead database instead of spending the time and cost to build from zero. A buyer also gains immediate infrastructure and a clear path to scale recurring revenue.</p><p><b>Startup assets</b></p><p>Established brand, domain, and website, custom-built software platform, client-facing portal, admin/backend infrastructure, lead capture funnel, AI fulfillment workflows, operating data, 3 active paying clients, 6,000+ aged MCA leads, related digital assets, and transition materials.</p><p><b>Risks</b></p><p>Early-stage revenue base, growth has not yet been fully scaled, buyer execution matters, industry-specific positioning may require the buyer to already understand or want exposure to the small business finance/business credit market.</p><p><b>Summary</b></p><p>My platform is a custom-built fintech software asset with an established brand, live recurring revenue, active paying clients, and a clear growth path. This is a strategic asset acquisition opportunity for a buyer who wants a faster entry into the market with existing infrastructure already in place.</p><p>✅ $2,287 in TTM</p><p>✅ 3 customers</p><p>✅ Business model: SaaS</p><p>✅ Built with TypeScript, Stripe, Cloudflare</p>
$2,287
Annual Revenue
3
Number of Customers
Expenses
Lean software overhead ($50-150/month for infrastructure).
Business Model
Recurring revenue model with program-based monthly client subscriptions supported by software, workflows, and fulfillment infrastructure. The current site also includes a partner-assisted model that allows partners to close, onboard, and manage clients through the platform.
Target Audience
Small business owners seeking business credit guidance, tradeline sequencing, card strategy, and funding readiness support. Also a fit for strategic buyers such as business credit companies, fintech operators, agencies, and SMB finance service providers.
Asking Price Reasoning
The asking price is supported by the established 2019 brand, custom-built software platform, current recurring revenue, operating infrastructure, lead database, operating data, and the significant time and cost a buyer saves by acquiring an existing SaaS.
Reason for Selling
The founder is shifting focus and wants the asset transferred to a buyer who can dedicate the time, capital, and operational attention needed to scale it further. This is being sold as a strategic asset sale, not because the platform lacks utility, but because it is better suited in the hands of an operator focused on scaling it.
Growth Opportunity
Scale from current MRR into a larger recurring base by converting the existing 6,000+ aged MCA leads, running outbound campaigns, expanding referral partnerships, improving front-end conversion, and leveraging the platform for a larger client volume. The business has a clear path to scale beyond its current base without needing to be rebuilt.
30 days free support from seller
Competitors
Business credit consulting firms, funding advisory companies, SMB finance platforms, niche fintech workflow tools, credit and funding service operators serving small business owners.
Tech Stack
TypeScript, Stripe, Cloudflare, TailwindCSS, Next.js, Supabase, Vercel, Resend.
Traffic Metrics
Revenue Metrics
How it works
$14,500
Asking Price
Already Sold
Main Metrics
$2,287
ARR
3
Customers
2019
Launched
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